Have you started planning a group tour or holiday for your family, club, or school? As the group leader or school trip organiser, you know that there is a lot involved in the decision making. Choosing how much to spend, a destination, the type of transportation, what accommodation and suitable activities for a group can be quite stressful. Your stress level can rise to even higher levels when you realize that, if you’re the one making all the choices, you are the one who will ultimately be responsible for your group’s experience. Why not devise an informal survey for your group with choices of locations, airlines, activities and such, with prices for each? That way, you can see what options the group would enjoy, and can make the final decisions based on their answers.
One thing you will want to mention at the end of your survey is the plan to invest in a group travel insurance policy for everyone who is planning to go along, and let the group know that this is one choice that is for certain. And, if you hadn’t planned to purchase a policy for your group trip, why not? Travel insurance has become as essential as your suitcase. If you and your group can afford to go on holiday, then you all can afford insurance! No one can know whether or not they will fall ill or have other types of problems while travelling. It’s far better to be safe than sorry, for just one medical emergency could end up being extremely expensive with out travel insurance. The importance of proper insurance cover while travelling cannot be over emphasised.
Do some research online before you choose your group travel insurance. Choose a company that offers travel insurance policies that are appropriate for group reservations. Some travel insurance companies will only cover a maximum of two insured adults on one policy, which of course is unsuitable for your group’s needs. A company like insure4less makes it very simple to cover as many as 15 adults and 15 children on just one policy. This is a grand choice for your family, school or club trip.
Travel insurance will definitely allow the group leader to reassure everyone that they are covered in case of sickness, medical expenses, lost luggage or other personal items, and also in case of personal illness or accident in a catastrophe such as a car, train, or plane accident while travelling. In this case, you would be dealing with the emergency services provided in your policy. It is a lot easier to communicate with just one service in an emergency rather than several, which would be the situation if everyone had their own individual travel insurance policies.
Make sure to read your policy carefully before purchase and that you ask the others in the group to read it as well. That’s the beauty of buying travel insurance online; you are able to look over the important paperwork from the privacy of your home. Group travel insurance will cover only the circumstances that are listed on the policy. Don’t just assume that something is covered. If it isn’t listed, generally it will not be covered. Give the company a call, or send them an email and ask if you are looking for coverage that you cannot find listed on the policy.